Home Equity
This section is for homeowners who want cash from their equity. You'll find home equity agreement companies compared, how they differ from a HELOC or a home equity loan, and a review of each company with what it costs and who qualifies.
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Compare your options
Which product fits, and what each one costs.
Top Home Equity Agreement Companies of 2026, ComparedUpdated Oct 17, 2026
HEI vs HELOC in 2026: Costs, Who Qualifies and How to ChooseUpdated Oct 17, 2026- How to Get Equity Out of Your Home Without a Refinance: Options ComparedUpdated Oct 17, 2026
Home Equity Loan With Bad Credit: What You Can Get at Each Score in 2026Updated Oct 17, 2026
Company reviews
Costs, who qualifies, pros and cons.
- Unison Review 2026: Equity Sharing Costs, Requirements, Pros and ConsUpdated Oct 17, 2026
Nada Home Equity Agreement Review 2026: Costs, Who Qualifies, Pros and ConsUpdated Oct 17, 2026- Splitero Reviews 2026: Costs, Who Qualifies, Pros and ConsUpdated Oct 17, 2026
Point Home Equity Review 2026: Costs, Who Qualifies, Pros and ConsUpdated Oct 17, 2026
Hometap Review 2026: Costs, Who Qualifies, Pros and ConsUpdated Oct 17, 2026
Figure HELOC Review 2026: Rates, Fees, Who Qualifies and ComplaintsUpdated Oct 13, 2026
Upstart HELOC Review 2026: Fully Online, but You Must Draw 80% at ClosingUpdated Oct 13, 2026
Spring EQ Reviews 2026: Low Credit Bar, but No Rates PostedUpdated Oct 13, 2026
PenFed HELOC Review 2026: Closing Costs Mostly Covered, but the Rate FloatsUpdated Oct 13, 2026
Achieve HELOC Review 2026: Fixed Rate and Easy Credit, but Closing Costs Add UpUpdated Oct 13, 2026
RenoFi Reviews 2026: Borrow Against Future Value, Through Credit UnionsUpdated Oct 13, 2026- Unlock Home Equity Review 2026: Is It Legit? Costs, Who Qualifies, Pros and ConsUpdated Oct 13, 2026
More home equity guides
- Refinance Mortgage With an HEI: What Each Company AllowsUpdated Oct 24, 2026
HEI Divorce Buyout: Keep the House With No New PaymentUpdated Oct 24, 2026
What Happens to an HEI If You Die? Your Heirs’ OptionsUpdated Oct 24, 2026- Are Home Equity Investment Proceeds Taxable? What to KnowUpdated Oct 24, 2026
- Splitero vs Hometap: Your Credit Score and Term Decide ItUpdated Oct 24, 2026
- Home Equity Investment Pros and Cons: What It Really CostsUpdated Oct 24, 2026
- Convert HELOC to Fixed Rate: 3 Ways, and When Locking PaysUpdated Oct 24, 2026
- How to Pay Off a HELOC Faster: An Extra $200 Cuts 10 YearsUpdated Oct 24, 2026
- HELOC Credit Score Requirements 2026: Lenders That Take 600Updated Oct 24, 2026
- Reverse Mortgage vs HELOC: Monthly Payments or None After 62Updated Oct 24, 2026
- First Lien HELOC vs Mortgage: The Break-Even Math Before You Replace YoursUpdated Oct 20, 2026
TD Bank HELOC Rates 2026: What TD Charges and the Catches to KnowUpdated Oct 20, 2026
Rocket Mortgage HELOC Rates 2026: What Rocket Charges and What to Get InsteadUpdated Oct 20, 2026
HELOC Alternative With No Monthly Payment: The Options That Actually ExistUpdated Oct 17, 2026
Unison vs Point: Your Credit Score and How the Share Is Measured Decide ItUpdated Oct 17, 2026
Hometap vs Unison: Your Credit Score and What Each One Shares In Decide ItUpdated Oct 17, 2026
Point vs Splitero in 2026: Where You Live and How Much You Need Decide ItUpdated Oct 17, 2026- HELOC for Seniors: Comparing Home Equity Options for RetireesUpdated Oct 17, 2026
No Doc HELOC in 2026: What You Can Do Without Income VerificationUpdated Oct 17, 2026
HELOC on an Investment Property: Your Options for a Rental or Second HomeUpdated Oct 17, 2026- Hometap vs Point in 2026: Costs, Who Qualifies and Which One FitsUpdated Oct 17, 2026
100K Home Equity Loan Payment: What $100,000 Costs Each Month at Every Rate and TermUpdated Oct 13, 2026
Home Equity Loan vs Home Equity Investment: One Example, Worked in DollarsUpdated Oct 13, 2026
Calculators
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