How Can I Get a $400 Loan Today?

In a bind and need access to money now? You've got options if you need a 400 dollar loan today.

HomeLoansHow Can I Get a $400 Loan Today?
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You need 400 dollars right now, but your next payday is days or weeks away. What should you do?

You can try getting a payroll advance or maybe someone offers to loan you the money – with a catch. You’ll have to pay an extremely high rate of interest, but it’s better than going without getting the bills paid. Still, is this a smart choice?

Yes and no, depending on your financial situation and priorities. But sometimes it makes sense to give up some financial security for the convenience of quick cash. If you consider the alternatives – getting turned down by a bank, pawning your belongings, borrowing from your credit card at an exorbitant interest isn’t much better.

But you’ve options.

Here are the best strategies to get a $400 loan plus some ways to get 400 dollars if you need it today.

Get $400 right now

With our help, you can get access to trusted and reliable lenders on the market, within seconds.

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go. You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $400 and $15,000 as soon as tomorrow. Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Personal Loans Made Simple and Fast - ZippyLoan

Borrow between $100 and $15,000 as soon as tomorrow.

Need more than $400?

If you need more than $400 you can see these personal loan lenders that can offer you more, however, they will check your credit score.

LENDERRATES (APR)LOAN AMOUNTVISIT
sofi personal loan5.99% – 18.82%$5,000 to $100,000GET MY RATE
credible personal loans5.95% – 35.99%$1,000 to $100,000GET MY RATE
lendingtree personal loan99.00% – 199.00%$500 to $4,000GET MY RATE
upstart personal loans8.13% – 35.99%$1,000 to $50,000GET MY RATE
upgrade personal loans7.99% – 35.97%$1,000 to $35,000GET MY RATE

I Need 400 Dollars FAQs

Will I qualify for a $400 loan?

If you’re a legal US citizen or resident over 18, you’ll likely qualify for a 400 dollar loan amount from ZippyLoan. You’ll need to provide all the requested information but approval is likely certain since they work with a network of lenders. If you go with other lenders in the table above, approval is uncertain unless you have a FICO score of 690 or higher. You’ll have to provide evidence of a bank account and steady income.

How long does it take to get a loan?

Everyone has thought, “I need 400 dollars today,” at some point. The upside of online lending services is the 24/7 availability and quick application process. Most direct lenders who approve payday loans need a short time to reach a lending decision. You might get approval within minutes with cash transfers getting executed the next business day.

Can I get a $400 loan if I have bad credit?

Yes, it is possible to get a $400 personal loan or payday loan with bad credit. ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

What happens if I do not pay a $400 payday loan?

If you stop paying on a loan, you eventually default on that loan. The result: You’ll owe more money as penalties, fees, and interest charges build up on your account. Your credit score will also fall and they can send your information to creditors.

How to make 400 dollars today?

Need to make $400 dollars fast?

We come across moments when we need to come up with ideas on how to make 400 dollars fast in one day. And it’s often those times that really matter.

Whether you need extra cash to get the bills paid or you wanted to save up for something, these 18 legit ideas can help you make $400 in a day.

Depending on your situation, you’ll have to combine one, two, or three of these ideas to get your 400 bucks. Creating new income streams can help you reach your goal and diversifying your sources of income is recommended.

With each new income stream you develop, you’ll be one step closer to your goal of getting cash right now.

Let’s take a look at these top ways on how to make 400 dollars fast in 2021.

I Need 400 Dollars Right Now

Hopefully, you can stop wondering, “How can I make $400 fast right now?” because we’ll only include legitimate and safe ways to make $400 a day.

We will begin with “quick wins” — or companies that’ll pay you for signing up — below:

Next, we’ll move on to other ways to earn your $400.00 quickly.

1. Make $400 fast with online focus groups

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Getting paid to give your opinion sounds like a dream. But Survey Junkie actually pays you for joining focus groups, answering questions, watching videos, trying new products — you get the idea.

When you use Survey Junkie’s website or free app, you earn cash rewards. You can also get a quick signup bonus for joining.

If you are interested you can go ahead and claim a registration bonus for signing up.

Survey Junkie

Be an influencer. Share your opinion to help brands deliver better products & services. Earn up to $3 per survey with one of the highest-paying survey sites on the web.

Want other ways to earn your $400 fast?

Here are two of the other highest-rated paid survey websites:

  • Swagbucks is one of the most recommended rewards sites. They offer a large variety of surveys and in different categories and they make payments via PayPal.
  • With InboxDollars you could earn quick cash for watching videos, playing games, and searching the web. Plus, they give you a $5 sign up bonus here if you sign up!

2. Make $300 fast by lowering your monthly bills

make 600 dollars fast

“I could not believe how easy this was to do. It took me about 5 mins of work and I had about $400 in my account.”

When you want to make a quick $400, one of the easiest ways you may overlook is finding easy ways to lower your expenses.

I didn’t realize how much I was overspending on my cable, phone bill and to random subscriptions that are on autopay.

Most people don’t bother with the trouble of calling up AT&T, Verizon, Sprint (or whatever cell phone provider you use) to try to get their cell phone bill lowered. So let someone else do it for you.

Avoid overpaying on bills by using Truebill, a company that will negotiate down bills for you. It will even check on those pesky subscriptions for you.

It’s pretty simple to sign up and takes a minute. You’ll likely be able to save over $300 this year by using it!

Truebill | Find & Cancel Subscriptions

With Truebill you can finally take control of your finances. It makes it easy for you to manage subscriptions, lower your bills, optimize your spending and get a grasp of your financial life.

3. Get $10 with Acorns

free paypal money instantly

Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.

Once you get the process automated, Acorns investments make your digital change work for you. Remember, you’ll get a free app bonus when you sign up and make your first investment!

The sooner you start investing, the sooner your money can start to grow toward your goals. This is one of the best new apps that pay you and that can help you earn real passive income over time.

Acorns

With Acorns, you will be investing without even knowing it just by rounding up your purchases.

4. Make $400 fast in one day with Airbnb

earnest money

Another smart way to make $400 fast is by listing your space on Airbnb.

It’s smart because it’s simple and free to list and you easily make $400 in under a week.

You can actually see how much you’re able to make by using their cash pay-out calculator to do some quick research beforehand.

By creating a free account, setting up a 5-minute listing and setting whatever prices you want, you have the potential to skyrocket your income. Of course, the nicer your home and location the better.

However, you don’t even need to have a spare room or home to share to earn with Airbnb since they now offer “host experiences“. 

This is a really unique thing that they offer and are expanding into. If you ever had friends from out of town visit and you showed them the cool things to do in your city, now you can get paid for doing just that… for strangers.

5. Get a free stock worth up to $225

payroll processing

Robinhood offers free investing for everyone. If you sign up you can get commission-free investing, plus the tools you need to put your money in motion. Sign up and get your first stock for free worth up to $225.

If you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).

The value of the free share may be anywhere between $2.50 and $225 and fluctuates based on market movements. You’ve got nothing to lose.

Get free stock for joining
Robinhood

Robinhood is one of the better free investing apps, but comes with a 100% chance of getting a free stock when you sign up and link your bank account. A surprise stock worth up to $225 appears in your account when you join.

6. Get $50 fast for downloading an app

how to make $60 fast

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

I downloaded this app on all of my devices and make around $50 a year passively.

You don’t really have to do anything other than initially registering your devices (phone, laptop, tablet) and they’ll pay $50 per device.

This is a smart way to make extra money as even if you just install it on your phone they’ll pay you $50 a year keep their app on it.

They also keep things interesting for me since they give away a modest $10,000 each month. I like to think I have better chances of getting it than the lottery, so consider it a free lotto ticket each month, too.

If you are interested in getting paid passively, I recommend that you sign up through here for a registration bonus.

Nielsen

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

7. Get a free $20 stock at Public

how to make $60 fast

At Public, its mission is to open the markets to all which is why trades are commission-free and there are never any account minimums to set up or maintain.

They never charge any hidden service or convenience fees because, well, frankly, there’s nothing convenient about a convenience fee. They are proud to keep Public free and open to all so you that everything you invest and earn stays all yours ✊.

Best of all, you can get a free stock of up to $1,000. Claiming a free stock is limited to one redemption per person and your account must be approved and active to qualify and receive the stock.

The free stock is worth up to $1,000 and the amount designated for each redemption is random.

If you’re interested, I recommend you sign up for more information from Public by clicking here.

Get free stock
Public

Public makes it possible to buy any stock with any amount of money — commission-free. Get a free stock for joining.

8. Make $300 fast delivering groceries

make $200 fast in a day

You can also make money fast by delivering groceries in the gig economy.

Instacart delivers groceries from local stores in two hours from stores like Whole Foods Market, Target, Costco and Petco. Why should you care? Because this is a lucrative opportunity for you to make money fast.

If you wanted to become an Instacart personal grocery shopper, you’ll earn an average of $15 per hour!

How to make that $400 fast though?

Sign up as a personal grocery shopper and start to receive grocery orders through an app on your smartphone and then shop and deliver groceries to the customer’s door. You can start earning quickly and get paid weekly and schedule hours based on your schedule.

Instacart Shoppers - Get Paid to Shop

Learn more about becoming an Instacart full service or in-store shopper today and start earning extra money.

9. Get $400 now with ZippyLoan

I need money now

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go. You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $400 and $15,000 as soon as tomorrow. Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Personal Loans Made Simple and Fast - ZippyLoan

Borrow between $100 and $15,000 as soon as tomorrow.

10. Get spotted $200 with Chime

how to make $1000 fast

Chime is an online bank account that provides faster access to your income. If you have a Chime account with direct deposit, your wages become available to you the same day they’re deposited by your employer. This gives you access to them up to two days earlier than if you were using another financial service.

Chime is a bank account where you can transfer money, send and deposit checks, and offers bill payments online. You can also get spotted up to $200 at any time with its no-fee overdraft service called SpotMe. The app will spot you up to $200 on debit card purchases and cash withdrawals with no overdraft fees. It’s a perfect way to get access up to $200, just for signing up.

Want to get spotted a $200 for free?

Simply sign up for Chime, and the free banking app will lend you cash for free, you just relax while it will spot you up to $200 any time. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

11. Get $300 fast with cash back apps

how to make $60 fast

Have you ever dreamed of paying less for gas each week? Well, that time has come, with GetUpside you can earn money by sharing your purchase receipts and shopping at local stores. I heard about this app on the radio and decided to try it out for myself.

The system is simple: you take a photo of your gas receipt and upload it. Then the app will digitize the receipt information and you’ll get up to 25 cents off each gallon. I’m surprised I don’t hear about this app more often though, I make a killing with it.

You can likely rack up an extra $300 to $400 this year by using it. And you can also save up to 35% at restaurants and 15% at grocery stores near you. The money you earn can be transferred to your Paypal account or redeemed for gift cards to buy at Amazon and other stores. You can get a download link sent to your phone here.

GetUpside

With GetUpside, you can earn as much as $0.25 per gallon on gas when refueling at over 3,000 stations. You can see the cheapest gas prices near you and allows you to withdraw earnings into your PayPal or bank account. They also include cash back at grocery stores and restaurants.

12. Get an instant cash advance from Empower

Empower is an app designed to be a one-stop shop for today’s generation – no matter what the future throws at you, they’ll help guide you. By downloading the app and using it, people can get up to $250 in cash advances when needed, as well as saving for their future.

They’ll provide a cash advance on your next paycheck up to $250 directly to your account. There’s no application or credit check required and there are never any hidden fees, interest rates or credit risk – just pay them back automatically when you receive another direct deposit from your payroll.

Empower: Instant Cash Advance

You can count on them to have your back and get a cash advance up to $250 directly to your account. No applications, no interest or late fees, no credit checks or credit risk. You just pay them back automatically when you receive your next direct deposit. There’s no catch. It’s that simple.

Need 400 dollar loan fast? Go get it

Everyone wants to make money fast. You can get a 400 dollar loan or more through these lenders.

LENDERRATES (APR)LOAN AMOUNTVISIT
sofi personal loan5.99% – 18.82%$5,000 to $100,000GET MY RATE
credible personal loans5.95% – 35.99%$1,000 to $100,000GET MY RATE
lendingtree personal loan99.00% – 199.00%$500 to $4,000GET MY RATE
upstart personal loans8.13% – 35.99%$1,000 to $50,000GET MY RATE
upgrade personal loans7.99% – 35.97%$1,000 to $35,000GET MY RATE

However, if you search the internet for how to make 400 dollars online you’ll find a bunch of affiliate marketers trying to promote affiliate links of spammy survey sites or services that haven’t even tried out.

Sure, the list I have provided may require a bit more work to earn your $400…. but they are real and honest ways you can ACTUALLY make 400 dollars. End rant. Got any more ways to make 300 dollars?

Did I answer your question: how to make 400 dollars fast?

400 Dollar Loan Resources

Want to get spotted a $200 for free?

Simply sign up for Chime, and the free banking app will lend you cash for free, you just relax while it will spot you up to $200 any time. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Brian Meiggs
Brian Meiggs is the founder and CEO of BanksDoneRight.com. Brian earned his first bank bonus in 2011 when opening a checking account and he's been finding bank bonus offers for checking accounts and savings accounts ever since.

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