Current is a fintech with Paycheck Advance up to $1,000, early direct deposit and a $75 bonus with code WELCOME75 for $1,500 or more in direct deposits. Here is who it fits.
CIT Bank's Platinum Savings pays 3.75% APY on balances of $5,000 or more and 0.25% under that, with $100 to open. Rates are as of July 1, 2026. Here is who it fits.
EverBank's Performance Savings pays 4.20% APY for new accounts as of 10/09/2026, with $0 to open and no monthly fee. Here are the CD rates, checking costs and catches.
Ally Bank charges no monthly maintenance fees and no overdraft fees, with savings at 3.1% APY as of 10/12/26. Here is who it suits and where other banks pay more.
Chime has no monthly fee, pays direct deposits up to 2 days early and offers fee-free overdraft that starts at $20 and can reach $200 or more. Here is who it fits and who should look elsewhere.
Novo's business checking has no monthly fee, no minimum balance and no insufficient funds charge, but it pays 0% APY. Here is who the account fits and what it costs to wire money.
Lili's Core business account has no monthly fee, no minimum deposit and no overdraft fees. Its savings pays 2.25% APY up to $500,000, as of Lili's January 13, 2026 disclosure. Here is who it suits.
Axos ONE pays up to 4.21% APY on savings once you meet deposit rules, with a six month boost to 5.00% for accounts opened through October 31, 2026. Here is who it suits and what the rules are.
Varo Bank charges no monthly or overdraft fees and pays up to 3.75% APY on the first $5,000 of savings if you get $1,000 in direct deposits. Here is what else to know before you open it.
