There are some great metal debit cards and metal credit cards out there. You can find them with annual fees or you can find them with no annual fees.
Pick the right one for your wallet and you'll be rewarded with points, cash back, travel rewards…or all three!
What are the best metal credit cards? There are 6 that stand alone in terms of benefits AND no annual fee.
Rates will be updated with the newest information, at best every 6 months. Latest update: 06/2/2024.
There are just a few metal cards that don't charge an annual fee. Please have a seat for the drumroll… there are not many of them.
- Amazon Prime Rewards Visa Signature Card (Our Pick)
- U.S. Bank Altitude® Go Visa Signature® Card
- Amazon Business Prime American Express Card
- Apple Card
- Verizon Visa® Card
Best Metal Credit Cards with No Annual Fees
Amazon Prime Rewards Visa Signature Card
Amazon Prime Rewards Visa Signature Card earns 5% back on Amazon.com and Whole Foods Market. Also earns 2% cash back at restaurants, gas stations and drugstores; 1% cash back on everything else; and a $10 credit when you use your card to start a new Prime membership.
You can get a $100 Amazon Gift Card instantly upon approval through this link.
U.S. Bank Altitude® Go Visa Signature® Card
Enjoy a 0% Intro APR on purchases and balance transfers for the first 12 billing cycles.
You can earn 4X points on dining, takeout and restaurant delivery. Also earn 2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations; 1X point on all other eligible purchases.
You can earn earn 20,000 bonus points after spending $1,000 in the first 90 days. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. And your points never expire.
Amazon Business Prime American Express Card
Small business owners may apply for the Amazon Business Prime American Express, which is comparable to the consumer Amazon Prime Card. It gives 5% cash back at Amazon (up to $120,000 yearly spending) or the option of paying off your balance in 90 days.
It offers 2% cash back on U.S. purchases at restaurants, gas stations and wireless phone services purchased directly from service providers. And cash back on all other eligible purchases.
You'll need a Prime membership to apply but you'll get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card.
Apple Card
The Apple Card from Goldman Sachs is a titanium credit card with no annual fee or foreign transaction fees. It uses the Mastercard network and does not require a physical Apple device to use, but it can be used across all Apple products.
The Apple Card offers 3% cash back on purchases from Apple, 2% daily cash back when you use iPhone or Apple Watch to pay with Apple Card, and 1% on everything else. It also comes with 24/7 support via an expert Apple team, no late fees or penalty APRs. You can apply in minutes to see if you are approved with no impact to your credit score.
Verizon Visa® Card
The Verizon Visa® Card lets you use Verizon Dollars for the things you do most. Use them at our store, on travel or to shop for your favorite brands. It’s built to help you save, too. And there’s no annual fee.
Get 4% back on grocery store and gas purchases, 3% back on dining purchases, 2% on Verizon purchases, and 1% on everything else.
Use the card everywhere Visa credit cards are accepted to earn Verizon Dollars. And cardholders earn more rewards for everyday purchases. No limits, no expiration dates.
Best Metal Credit Cards with No Annual Fees
The article talks about the best metal cards with no annual fees, giving the readers information on features, advantages and disadvantages. It also gives an insight into choosing a credit card based on your needs.
In summary, 5 best metal cards with no annual fee are:
Amazon Prime Rewards Visa Signature Card (Our Pick)
U.S. Bank Altitude® Go Visa Signature® Card
Amazon Business Prime American Express Card
Apple Card
Verizon Visa® Card
Good looking choosing a metal credit card that fits your needs.