SMART BANK MATCHING TECHNOLOGY

Find Your Perfect Business Checking Account

Answer 3 quick questions and our algorithm will match you with the best bank for your business profile – completely free, no email required

FDIC Insured Banks

No Email Required

Takes 45 Seconds

What type of business do you have?

This helps us match you with the right account features

Freelancer / Self-Employed

Consultant, gig worker, contractor

Side Hustle / Part-Time

Running business alongside job

Full-Time Small Business

LLC, Corporation, established business

Just Researching

Planning to start a business

What's your monthly business revenue?

Rough estimate is fine – this helps determine which bonuses you qualify for

Less than $1,000/month

Getting started

$1,000 – $5,000/month

Growing steadily

$5,000 – $25,000/month

Established revenue

$25,000+/month

High volume business

How much can you deposit to open the account?

Some accounts offer cash bonuses for higher opening deposits

$0 – $500

Starting small

$500 – $5,000

Moderate deposit

$5,000 – $25,000

Qualify for $400 bonus

$25,000+

Qualify for $1,200 bonus

Analyzing Your Business Profile

Finding the perfect match from our network of banking partners…

Evaluating business type and revenue

Matching deposit requirements

Comparing fees and features

Calculating your best match

Your Perfect Match!

Based on your business profile, here's the best checking account for you:

Common Questions

Everything you need to know

Which bank should I choose? ›

$25,000+
U.S. Bank Platinum — $1,200 bonus

$5,000 to $25,000
U.S. Bank Essentials — $400 bonus
Lili — 4% APY

Under $5,000
Grasshopper or Novo — $0 fees

Are these really free? ›

Yes. No hidden fees. Just maintain minimum balance or use their services.

How fast can I open an account? ›

5-10 minutes online. Need your EIN/SSN and basic business info.

Is my money safe? ›

Yes. All banks are FDIC insured up to $250,000. Same protection as Chase or Bank of America.

Not Sure Which Account?

Choose based on your available deposit amount

HIGHEST BONUS

$25,000+ Available?

U.S. Bank Platinum • Earn up to $1,200

Apply Now →

MOST POPULAR

$5,000 to $25,000?

U.S. Bank Essentials • $400 bonus

Apply Now →

NO MINIMUMS

Under $5,000?

Novo • $0 monthly fees, free integrations

Apply Now →

About Our Recommendations

We're committed to helping small business owners find the right banking solutions. Our recommendations are based on APY rates, fees, features, and customer reviews. We may earn a commission when you open an account through our links, at no extra cost to you. All accounts listed are FDIC insured up to $250,000 per depositor. Terms and conditions apply to all bonuses and promotional rates.

Found Disclosure: Found is a financial technology company, not a bank. Business banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution. Found's core features are free. Found also offers an optional paid product, Found Plus for $19.99/month or $149.99/year. Filing business taxes through Found is applicable for Schedule C filers (and is included for free as part of the Found Plus annual subscription only).